Chapter 31.04 RCW
CONSUMER LOAN ACT

(Formerly Industrial loan companies)

RCW SECTIONS

31.04.015Definitions.
31.04.025Application of chapter.
31.04.027Violations of chapter.
31.04.035License required.
31.04.045License -- Application -- Fee -- Surety bond.
31.04.055License -- Director's duties.
31.04.065License -- Information contained -- Requirement to post.
31.04.075Licensee -- Place of business.
31.04.085Licensee -- Assessment -- Bond -- Time of payment.
31.04.093Licensing -- Applications -- Regulation of licensees--Director's duties -- Fines -- Orders.
31.04.102Loans secured, or not secured, by lien on real property -- Licensee's obligations -- Disclosure of fees and costs to borrower -- Time limits.
31.04.105Licensee -- Powers -- Restrictions.
31.04.115Open-end loan -- Requirements -- Restrictions -- Options.
31.04.125Loan restrictions -- Interest calculations.
31.04.135Advertisements or promotions.
31.04.145Investigations and examinations -- Director's duties -- Production of information -- Costs.
31.04.155Licensee -- Recordkeeping -- Director's access -- Report requirement -- Failure to report.
31.04.165Director -- Broad administrative discretion -- Rule making--Actions in superior court.
31.04.168Director -- Powers under chapter 19.144 RCW.
31.04.175Violations -- No penalty prescribed -- Gross misdemeanor -- Good faith exception.
31.04.185Repealed sections of law -- Rules adopted under.
31.04.202Application of administrative procedure act.
31.04.205Enforcement of chapter -- Director's discretion -- Hearing -- Sanctions.
31.04.208Application of consumer protection act.
31.04.900Severability -- 1991 c 208.
31.04.901Short title.
31.04.902Effective dates, implementation -- 1991 c 208.

NOTES:

Department of financial institutions: Chapter 43.320 RCW.

Master license system exemption: RCW 19.02.800.